Owning and maintaining a house is a big and expensive responsibility, especially with the wide range of home systems and appliances installed in it. A good home warranty plan will cover almost all your appliances and systems, thus helping you save money on the replacement and repairing costs. But, the cliché here is – You must choose only the best home warranty company to enjoy the wide list of benefits.

A house includes a wide variety of home systems such as the heating & cooling systems, the plumbing system and a number of appliances such as the refrigerator, microwave, oven, etc. And like all electrical items, these systems and appliances are bound to suffer from breakdowns and small wear and tear with the passing time.

Buying a good home warranty plan ensures that your home, home systems and appliances are all well protected and repaired back in the shortest time period at the most reasonable cost. In simple words, a home warranty is like a financial safety net that is designed to protect your home. Read our unbiased comprehensive reviews of the best home warranty companies of 2021 and articles on home warranty to guide you through the procedure effortlessly. We have compared, analysed and rated the companies based on their services and real customer reviews.

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Whether you are buying a new or an old home, you will be most definitely offered a home warranty by the previous homeowners or the agent to secure you against expensive repairs and replacements of home systems and appliances. But are these home warranty plans really worth it?

Imagine you just purchased a new home and just 1 month into your new abode, your heating system stops working or your refrigerator suddenly shuts down. With the financial burden of a new house already on your shoulders, the repairing or replacement cost will definitely push you down further. With a home warranty plan, you will need to pay a fixed amount upfront while purchasing a plan, but you could easily save hundreds of dollars on the replacement or the repairing of the appliances or systems later in the year.

On an average, the cost of a home warranty ranges between $220 and $1800. The cost completely depends on the coverage you choose. For instance, if you want a more enhanced coverage that includes all basic and additional appliances such as the pools, septic system, washers and dryers, etc. the cost of your home warranty plan will be higher.

Apart from the annual premium, you will also have to pay a service fee ranging between $60 and $100 depending on your service provider and plan you have purchased for every claim you make. Repairing or replacements of the basic appliances usually costs between hundreds or thousands of dollars. So, if you don’t have an emergency fund to pay for such repairing or replacements, a home warranty plan seems most ideal for you.

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– Offers you peace of mind, especially when you are purchasing a pre-owned home with used appliances and systems.
– If you are new in a locality and don’t know about local contractors and mechanics to repair your systems, your chosen home warranty company will help you find a trusted professional.
– Home warranty can be a boon to the elderly couples who may need assistance for their appliances and systems.

With the market full of home warranty companies, it is a little confusing to choose the top companies that are efficient, experienced, professional and reasonable. However, here are a few tips to help you choose the best company in your state for your home.

– Check their experience
– Coverage offered
– Warranty plans offered
– Flexibility for satisfying the customers
– Network of contractors
– Costing
– Customer reviews on platforms such as BBB, trust pilot, consumer affairs, etc.

The answer depends entirely on the home you are purchasing. For instance, if you are buying a pre-owned home, buying a home warranty will prove to be a smart choice for you. However, make sure that you choose a reputed home warranty company that offers you a good coverage on your home appliances and systems. But before you buy a home warranty, make sure that you read their terms and conditions, the coverage period and what the plans cover.

If you are a home seller, you must consider offering a home warranty service to the potential buyers as a token of gift.

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